Buying a house is a significant financial commitment, and ensuring a smooth process requires careful planning and legal due diligence. Here’s a step-by-step guide to help you navigate the process:
1. Define Your Budget & Location
Before searching for a property, set a realistic budget and choose a location that suits your needs and lifestyle.
2. Engage a Professional Realtor & Lawyer
Work with a reputable real estate company to avoid fraudulent transactions. A lawyer will also help verify property documents.
3. Verify Property Title & Ownership
Request for the Certificate of Occupancy (C of O) or Governor’s Consent to confirm ownership and legal standing of the property.
4. Conduct Land/Property Search at Relevant Agencies
Check the land registry to ensure the property is free from disputes or government acquisition.
5. Sign the Sales Agreement & Make Payment
Once due diligence is completed, sign a legally binding contract before making payment.
6. Obtain Necessary Approvals & Documentation
Get all required permits, including Deed of Assignment and Survey Plan, to protect your ownership rights.
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